Observe how much you might conserve by looking at us in the place of charge cards, pay day loans and doorsteps loan providers.
Whether you are a new comer to Unify Credit Union or a long-standing user, we offer loans that meet your requirements which help one to seize control of the funds – you are able to even apply online .
We’ve a few various loan services and products open to people:
The Starter Loan is ideal for those who are a new comer to Unify but they are trying to borrow but haven’t yet founded any cost cost cost savings.
The utmost for the loan that is first ВЈ1000. Top-ups or subsequent applications have an optimum of ВЈ750. Interest is charged regarding the balance that is reducing of loan (42.6% APR). To learn more please see the Starter Loan web web page.
The Family Loan can be acquired to those who get Child Benefit and seeking to borrow a touch and build cost cost savings money for hard times.
The utmost Family Loan is ВЈ500 and you also may top-up once you’ve paid back 50% of the loan stability. The Family Loan can be acquired to members that are new current people that do perhaps perhaps perhaps not have a Unify Loan. Interest is charged from the reducing stability for the loan (42.6% APR). To learn more please see the grouped Family Loan web web page.
payday loans in New Hampshire The Workplace Loan is present to employees whom benefit certainly one of our Workplace Partners and are also seeking to borrow as much as ВЈ1000.
The absolute most available regarding the Workplace Loan is ВЈ1000 per application. You might top-up the mortgage when 35% of this loan stability was paid back. Interest is charged from the reducing stability for the loan (34.5% APR).For more info please see the Workplace Loan web web page.
The Saver Loan is available to people who’ve been saving frequently and consistently for no less than a few months. The most you are able to borrow is three times the quantity you’ve got conserved in your bank account.
You may also relocate to the Saver Loan product when you yourself have developed cost savings when you have already been repaying a Starter Loan, terms apply. Interest is charged regarding the reducing stability for the loan (34.5%) To learn more please saver see the Loan page.
The Loyalty Loan would work for current long-standing people, who’ve built significant cost cost savings more than a daily basis and have actually lent and consistently paid back loans.
We need to reward our members that are loyal which is the reason why it is possible to borrow as much as 4 times the quantity of your cost savings. Interest is charged regarding the reducing stability for the loan (19.6% APR for loans under ВЈ3000 / 12.7% APR for loans above ВЈ3000).For extra information concerning the commitment Loan please see the underside half the Saver Loan page.
The Premier Loan is ideal for folks who are working and now have a exemplary credit history trying to borrow as much as ВЈ1000.
Interest is charged regarding the balance that is reducing of loan (19.6% APR). To find out more in regards to the Premier Loan please call one of our branches on 01942 245656.
The Secure Loan is present to current people in Unify. You might borrow as much as the quantity you have got conserved. The mortgage stability cannot meet or exceed the cost savings balance.
That is a great method to be given a low-interest loan and in addition means you don’t need to deplete your hard-earned cost savings. It also means you can easily still get a dividend on your own cost cost savings and also the full life insurance* terms and conditions use. Interest is charged regarding the balance that is reducing of loan (6.0%APR)For additional information concerning the Secure Loan please call one of our branches on 01942 245656.
please be aware that most loans are susceptible to our basic conditions, as set call at our Loan Policy.
IMPORTANT – with a loan if you are in a debt management plan , subject of a Debt Relief Order , IVA or bankruptcy or not currently up to date with household bills we are unlikely to be able to provide you.
Financial obligation advice can be acquired, totally free, from STEPCHANGE , DEBT GUIDANCE FOUNDATION or your local RESIDENTS ADVICE .
Complimentary and unbiased cash advice can be acquired through the cash information provider .
Just our people gain access to these starter that is great prices. Registered as a member today!